Checklist for managing your finances.

ü      Write down what is coming in.

ü      List all of your expenses.

ü      Make a plan for future spending.

ü      Start an automatic withdrawal for emergencies or savings.

ü      Check your credit score.

 

Check list for buying a life insurance policy.

ü      Determine how much life insurance you need, if any.

ü      Decide which type of policy is best for you.

ü      Compare the financial strength of insurance companies.

ü      Compare the cost of policies from different quote services.

 

Checklist for buying health insurance coverage.

ü      What possibilities for coverage do you have?

ü      How can you reduce costs if you must purchase coverage?

ü      If you qualify for government coverage, how will you meet additional costs? 

 

Checklist for using a debit card.

ü      Always know where your card is located such as your wallet or purse.

ü      Keep your debit card PIN (Personal Identification Number) a secret.

ü      Check your debit card receipts against your monthly bank statement.

ü      Report a lost or stolen card as soon as possible.

 

Checklist for using a home equity loan.

ü      Review other possible sources before borrowing against the equity in your home.

ü      Repay the home equity loan as soon as possible

ü      Remember to include interest charges as expenses in your income tax calculation. 

 

Click here to open this check list in an Acrobat file.